To apply for a payday loan you must...

• be 18 years old or over
• have a regular job in the UK
• have a UK bank account into which your wage is paid

...if that sounds like you, why wait until pay day when you could have from £80 to £750 in your bank account within 24 hours?

Typically payday loans are used for urgent, short-term cash shortages such as dental bills, car repairs, school uniforms etc., only borrow an amount you feel sure you can repay on your next pay day. If you have more serious long-term cash-flow problems, then you should probably seek professional debt management advice.